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Uninsured/Underinsured Motorist Claims In Vancouver, Washington

Drivers in Vancouver, Washington and Portland, Oregon, are required to carry insurance on their vehicles. However, there are many uninsured drivers across the state. If someone gets involved in a hit-and-run accident or an uninsured motorist accident, it can significantly complicate the process of seeking appropriate compensation. A similar issue arises if they are hit by an underinsured motorist whose coverage is not enough to cover all of the costs.

If you are in this position and need a skilled UIM attorney, contact the Law Office of Gregory E. Price, P.S., today. Our team offers free initial consultations so that you can meet with us with no risk, and our uninsured motorist lawyer has more than 40 years of valuable experience to bring to every case. He has a long-standing commitment to excellence and can help clients across state lines, as he is licensed in both Washington and Oregon.

The 72-Hour Window

If you are reporting an uninsured motorist claim, one important thing to know is that Washington law often requires you to make this report within a 72-hour window after the event. You may also be asked to provide other corroborating evidence. This could go beyond your own personal testimony. Potential examples of evidence may include:

  • Pictures or videos from the scene
  • Dash cam footage
  • Witness statements
  • Police reports
  • Medical reports

The key is to gather as much evidence as you can and to work relatively quickly to make your claim. You do not want to wait, as exceeding the 72-hour limit could void the claim or make it impossible for you to file.

When an at-fault driver lacks enough insurance to cover your losses, we bridge the gap to ensure you are fully compensated. We encourage you to view our past case results to see how our 40+ years of aggressive advocacy has secured UIM settlements and jury verdicts for our clients.

Stacking And Anti-Stacking Rules For Washington UIM Coverage

After a severe car accident, one common question people ask is: Can I combine my car insurance limits? People may want to stack their coverage limits from multiple vehicles or multiple policies. 

You typically cannot do so when looking merely at property damage, such as the physical damage to your vehicle. However, you often can stack the bodily injury coverage. This can be one way to seek a greater level of compensation if you are facing incredibly high medical bills after serious injuries, such as a spinal cord injury or a traumatic brain injury.

Call For A consultation

If you would like to learn more about your options in Washington, call the Law Office of Gregory E. Price, P.S., at 360-989-9900 or use the online contact form to schedule your free initial consultation today.